Vol 5 Chapter 149: Still capitalists

Chapters 149 or the capitalists have momentum
At noon, when Zhang Anshi came back for dinner, he was called to the study by Yun Lang.
"How much money do we have at hand?"
"Twenty-six thousand seven hundred and eighty-one thousand."
Yun Lang smiled and said, "Let all go out."
Zhang Anshi hesitated and said: "Guanzhong may not be able to carry the money."
"That is not limited to Guanzhong!"
Zhang Anshi glanced at Yun Lang's eyes, saying, "If you do this, you will be attacked by the world's son Qian Jiaqun."
Yun Lang smiled silently, knocked on the table and said: "Will they kill me?"
Zhang Anshi said: "No, they dare not, they will lower the loan interest to compete with us for high-quality merchants. Our large sums of money still cannot be released."
"How much have the interest been reduced, and we have no profit?"
"Two cents!"
"How much are those money families lowering their interest rates?"
"Liu Li!"
"If Yun's Money Bank lends interest at seven percent, do you think they will also reduce the interest to seven percent?"
"No, they will only borrow from Yun's, and then put it out with 12% interest."
"That means that we can only lend at a nine-percent interest rate, and they will follow the same interest rate cut, right?"
Zhang Anshi said: "If they borrow from Yunshi's interest at nine percent, and then borrow it again, there is basically no interest at all.
Now that the borrower wants to use money, the first choice is cloud money, because only cloud money has the ability to exchange gold and silver. Naturally, it will also be settled with cloud money. Dahan five baht money, Qin and two because there are too many, no This ability.
They need to exchange the cloud money first, and then lend it out. The loss is huge, and naturally it is not as profitable as our cloud money.
Nowadays, the five baht money, Qin Banliang has been decreasing in Guanzhong. In another five years, when we have cast enough cloud money or established a cloud money trading model, Guanzhong will no longer have five baht money and Qin. Half two.
If Guanzhong does not use five baht money, Qin Banliang, soon, the value of local five baht money and Qin Banliang will plummet.
If Yunqian stopped exchanging five baht, Qin Banliang, it would be a huge disaster. "
"Will the people be damaged?"
"It will also be damaged, but it depends on whether the people said by the people refer to first-class households, second-class households, or Qianshou.
If one or two second-class households are eliminated, even if there is no money in the world, it will not affect Qianshou because they themselves have no money!
All transactions are made with barter. "
"Then the interest on the loan of Yun's Bank will be reduced to 8%, as long as there is equivalent collateral, it is not limited to the Guanzhong region."
Zhang Anshi was refreshed and rubbed his hands and smiled: "Is Mr. going to start a war of money? If so, the disciples have a way to restrict the rest of the money family from posing as merchants to come to my Yunzhuangzhuang loan."
Yun Lang shook his head and said: "No restrictions, if they are willing to borrow from Yun's, and they are willing to limit the maximum interest to 12%, then lend them to them, you tell those money families, they can come to Yun's loan decently, if The amount is huge, and we can even lower the interest on lending them to six percent! "
Zhang Anshi puzzled: "Sir, in this way, the damage will be Yun's money house, and these sub-money families will get money from Yun's money, and then lend to the merchants and the people with 12% interest.
The difference of six centimetres in the middle will be eaten by them in vain. You know, even if they use their own money to lend, they are now only six per cent profit. "
Yun Lang smiled and patted Zhang Anshi's hand: "No, how can we control those money families?
Another advantage is that we do n’t have to build the money house all over the world. With the help of these people, we can completely squeeze all the small money families in the local area who are still searching for money in the high-profit situation.
Twelve percent interest is already a rare good governance in Han Dynasty, and we cannot have too many demands. "
Zhang Anshi smiled bitterly: "If they hear this news today, every year today will become their carnival festival."
Yun Lang said: "Someone came here today to teach me the truth. You can't fight alone. No matter how strong our family is, it will eventually attract the suppression of imperial power.
If many people are strong together, the resistance against imperial power will also be greater, at least no longer as a tribute.
Go!
Let's start the carnival days of Ziqian family! "
Watching Zhang Anshi leave the study, Yun Lang left the seat, and looked at the bright spring light outside the window, with some emotion.
Talking to the politicians and militarists about the way of merchants is tantamount to playing the piano with cows. It is a thorough search for the wrong target.
Gillian's desire to become a is much stronger than the desire to make money.
Changping's desire to maintain Liu's imperial youth is far more than making money.
Cao Xiang only wanted to hold on to the incomplete, and felt that there was no need to be aggressive.
As for Huo Going sick, money is worthless to him. He is accustomed to using the heads of the Huns in exchange for what he wants.
Therefore, the first purpose of politicians and strategists is never money, but politics!
Only those simple, pure, greedy, and lovely child money families will cherish every coin, and will think of using every coin in their hands.
These people are Yunlang's most solid foundation and comrades-in-arms!
Yun Lang believes that in the face of massive interests, they absolutely have the determination and will to kill themselves.
The elderly Dong Zhongshu walked tremblingly on the stone road, beside him, two boys carefully supported him.
The sunlight fell on his sallow face, and there seemed to be a sense of sacredness. He walked slowly, but he walked firmly.
When Yun Lang saw him, he also saw Yun Lang, Yun Lang deeply saluted, Dong Zhongshu nodded his head in return.
"Yunhou also got sick?"
Yun Lang pointed to his head and said, "The pain is unreasonable."
"Why?"
"Suddenly found that I wanted to imitate the heart of Guren people to treat this world, but this world gave me a great shot."
"If you think too far, the starting point is too low, there will be such troubles."
Yun Lang patted his head and said: "This is the trouble that only the sages have. I can't expect Yunmou to fall into such a dilemma someday."
Dong Zhongshu slowly sat under the tree with the help of the boy, and whispered: "The world only sees in front of them, but the sage will see things that will benefit the world in the future. It may not be beneficial now.
Therefore, Meng Ke saw Wang Hui of Liang Hui said: Why use words!
Your nature is not a noble, not a sage. The frustration you said is just a little less benefit. This is what is troublesome.
Crying with women, it is also ridiculous to feel a little less favored by men. "
Yun Lang shook his head and said: "Mr.'s views on merchants are too biased."
Dong Zhongshu shook his head and said: "It's not that I measure it at will, but it is based on the fact that Guan Zhong was in the Qi State's commercial affairs and the Qi State was rich in the world. However, in the past two hundred years, the powerful Qi State was no longer enterprising, There was no strong man until the demise turned the tide.
This is a good example. When everyone has only profit in his heart and no righteousness, it is difficult for martyrs to appear.
In the eyes of merchants, all things that cannot be withdrawn and cannot be changed become concessions and exchanges. They have no bottom line, they only measure their interests.
But the benefits are not static. They have different variants at different times, in different places, and under different circumstances.
The interests of people who are hungry and impatient in the desert are water. The interests of those struggling in the big water are a piece of land. The interests of a person at the juncture of life and death are safety. If possible, they will exchange water with their most precious things. , Land, and security.
The things exchanged may be their own money ~ EbookFREE.me ~ may be their own wives or their own conduct.
Therefore, merchants are not credible! The merchants without martyrs are even more untrustworthy! "
Yun Lang came under the tree and sat opposite Dong Zhongshu. He untied the his head and tied it to Dong Zhongshu's head. Seeing him seemed comfortable, "It may be difficult to want you to accept businessmen, so we put this Things are shelved.
Now, I decided to do my best to help you unify the Confucianism. If there is a need, please tell me clearly, Yunlang must go all out! "
Dong Zhongshu's eyes suddenly widened, and he immediately took out a stack of manuscripts from his sleeve and handed it to Yun Lang: "Immediately print three thousand copies. You can add your Yun's money insignia on it."
Yun Lang took the manuscript and glanced at it admiringly: "" Spring and Autumn Fanlu "?"
Dong Zhongshu leaned his head on the willow tree and said in a lonely way: "This book was not written by the old man alone. Among them, only the" Wenju "," Jade Cup "and" Fanlu "were written by the old man. Article by my disciple Lu Bushu.
Yunhou should be published as soon as possible. "